There were individual trusts for all of them, but we had also created a master trust, where each of the children had an undivided one twelfth interest. Frank had told us that it made sense for us to attempt to reduce the size of our estate even while we were young and healthy. This trust was one where we parked long term assets that generated income which we didn't need.Frank had mentioned a provision in Uncle Bunny's bequest to me that allowed me to designate a different beneficiary should I elect to forego some or all of my inheritance. When he had first brought it up with me he told me that it was a provision included to give me the greatest possible flexibility when it came to structuring my assets. He mentioned many possible tax advantages of transferring portions of my inheritance to others.Uncle Bunny's estate had already paid the estate taxes. This amount wouldn't change regardless of who the ultimate beneficiary's ended up being. Uncle Bunny had given me the ability to. I knew Cindy would not be arriving at her parents house until the following afternoon. She would be taking a train back to New Jersey and her parents would be picking her up at the station. I used the time I had that morning to do my Christmas shopping. I borrowed my mothers car and made my way into the center of town. I knew it best to avoid the malls at this time of year. There was a small record store in town that had the first item I was looking for. Cindy was a big fan of the group Renaissance in addition to being a fan of The Who like myself. I bought her their latest album on cassette. Next I made my way over to a jewelry store a few doors down. I managed to find a silver charm bracelet I thought perfect for Cindy. I also bought two charms, one a heart to symbolize our love and another of a book, to symbolize our time at school. After I had completed my shopping, I drove back to my mothers house. I knew Cindy would not be at her familys home for another couple of hours. As I.
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